How to grow business during a pandemic

first_imgHow do you grow business during a pandemic?Not to mention sinking oil prices, rising unemployment and a trade war with China. It’s enough to depress every credit union or community bank executive. As Jerome Powell, Federal Reserve Chair, said recently, “This is the biggest economic shock, in the U.S. and world, really, in living memory. We went from the lowest level of unemployment in 50 years to the highest level in close to 90 years, and we did it in two months.”While it may seem counterintuitive, you can grow your credit union or community bank during a pandemic. But that growth will not come naturally or on its own.Rather than panicking or pausing, you must be proactive. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »last_img read more

Strikes, gales and gravestones

first_imgTo access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week. Would you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletterslast_img

Comelec ditches Biron poll protest

first_imgCong. Ferjenel Biron (left) and Arthur Defensor Jr. “Didtopa lang sa presinto ginareklamo mo na daan,”said Defensor. As far as his victory was concerned,Defensor said, he had long been confident of his winnability, citing the warmreception he got from people on the campaign trail. “Angresult sang survey a week before sang election did not anticipate sang resulta sang election kon sa diin napirdi kita (by 87,678votes),” he said over DyFM Bombo Radyo Iloilo. “Consistent ang survey sang RACI twoweeks and a week before the election konsa diin we will win by a substantial margin.” But Biron wonin only three towns – Guimbal, San Joaquin and Tubungan. He said the election result deviatedfrom the pre-election survey result of Random Access Consultants, Inc. (RACI) aweek or two before May 13 which showed him winning by a substantial margin ofvotes. Also citing theadvice of his lawyers and people who areexperts in information technology, Biron said he decided to file an electionprotest “para once and for all ma-settle ang issue kon ano gid angmatuod-tuod nga result sangelection. Ang aton mga supporters,even our big campaign leaders – the Garin group, Gorriceta, Tupas, even ourleaders in the 3rd District and the entire province – could hardly comprehend sang result because updated sila sangsurvey.” Furthermore,the Commission stated, “allegations of error in the transmissions of results isbelied by the fact that the Statement of Votes by Precinct showed that thenumber of clustered precincts and the number of clustered precincts transmittedin virtually all of the municipalities comprising Iloilo were the same.” ILOILO City –The Commission on Elections (Comelec) dismissed the election protest filed bydefeated Iloilo gubernatorial candidate and former congressman Dr. FerjenelBiron against Gov. Arthur Defensor Jr. The poll bodyalso dismissed as “doubts and conjectures” the 99,899 “unaccounted” votes. Biron filed his election protest atthe Comelec central office in Metro Manila on May 27, 2019 a little over a week after conceding defeatto Defensor. As to the alleged irregularities invoter’s receipts, Defensor stressed the concerned voters should have complainedright there and then at the Board of Election Inspectors. Because theinfluential Garin family was on his side, Biron was expected to performexceptionally well in the 1st District made up of the municipalities of Oton,Tigbauan, Guimbal, Igbaras, Tubungan, Miag-ao, and San Joaquin. The Garins werethe acknowledged political kingpins of the district. While indeedBiron enumerated the affected municipalities of the “unaccounted” votes,Comelec said allegations of irregularities must be actual, specific, and notmere generalities or conclusions of facts. In an interviewin May last year, Biron cited pre-election surveys showinghim winning the midterm poll for governor. This, it added,proved that the transmission of election results was successful. “While theremight be malfunctions in the VCM (vote-counting machines) and the transmissionof results, Protestant must show that these malfunctions affected the resultsof the elections,” the Comelec added. It must beemphasized, according to the Comelec, that it “aims not to prove or disprovethe allegations of the protest through the appended evidence. It is throughthese proofs that that the Commission determines whether the allegations hereinare specific enough to warrant the opening of ballots. They are then the toolsof the Commission whether the allegations call for the recount of votes.” Defensor had long expressed confidencethat Biron’s election protest won’t prosper. Biron claimedthere were irregularities in the May 13, 2019 midterm elections and that 99,899votes were unaccounted. He thus sought a manualrecount of votes in 2,184 clustered precincts all over Iloilo province. “Protestantshould have also at least alleged that the votes were erroneously appreciated,and/or the supposed ‘unaccounted’ votes should be credited to him, which wouldbe sufficient to affect the outcome of the elections,” according to theComelec. In dismissingthe election protest, the Commission pointed out that Biron “failed to providea detailed specification of the acts or omissions complained of, showing theelectoral frauds, anomalies or irregularities in the protested precincts, asrequired by Section 7 (g), Rule 6 of Comelec Resolution No. 8804, as amended.” “Said omissionruns counter to the requirement of detailed specification,” stressed the pollbody. “The Commission(Second Division) hereby deems the instant election protest to be insufficientin form and content,” read part of the Comelec decision dated Jan. 14, 2020 andsigned by Presiding Commissioner Luie Tito F. Guia, and commissioners SocorroB. Inting and Antonio T. Kho Jr. In his electionprotest, Biron complained against the “shocking discrepancy” between the total numberof registered voters who actually voted as against the total number of votesobtained by the gubernatorial candidates. In Biron’scomplaint, it added, the allegations and evidences “failed to convince us thatan examination of the ballots and other election paraphernalia for purposes ofa recount of votes is warranted.” A lot of things could affect surveys,said Defensor, and surveyed voters could always change their minds even onelection day. But accordingto the Comelec, “the allegations in the petition and in the appended evidencefailed to convince us that an examination of the ballots and other electionparaphernalia for purposes of a recount of votes (was) warranted.” Defensor got 479,081 votes while Bironhad 391,403 votes. There were three others who ran for governor. As to theallegation of irregularities, the Commission also ruled that Biron failed tospecifically allege the precincts where the supposed irregularities occurred. “Naghalinang pagtantyar ko sang akon padaog sa akon paglibot-libot. Ginabasehan ko angpagbaton sang mga tawo. May nagasiling,‘Congressman, gahipos lang kami pero saimo kami maboto.’ Ini sa mga lugar nga kontrolado sang mga local leaders nga indi ta kapartido,” said Defensor./PNlast_img read more

Syracuse drops both games in doubleheader against No. 11 Florida State

first_img Published on March 19, 2016 at 8:34 pm Contact Jack: [email protected] Syracuse (12-13, 1-4 Atlantic Coast) lost both games of its doubleheader Saturday against No. 11 Florida State (22-3, 2-0). The Orange lost the first 4-2, and the second 4-1.Syracuse struggled to score in both games, facing two FSU pitchers with double-digit win totals.In game one, AnnaMarie Gatti, who got the loss, put Syracuse behind early. After retiring the first batter of the game, the sophomore allowed a base hit. The runner then advanced a base on a wild pitch, before advancing two more bases and scoring on back-to-back illegal pitches.After another runner reached base in the second inning and stole second, Gatti threw another wild pitch, advancing the runner to third. Back-to-back hits scored two Seminoles, putting FSU up 3-0.Syracuse got on the board in the third when Alyssa Dewes tripled with one out. Sammy Fernandez would bring her home on a sacrifice fly to give Syracuse its first run of the game.AdvertisementThis is placeholder textThe Seminoles responded in the fourth, scoring their final run on a fielders choice.Gatti pitched 3 1/3 innings allowing three earned runs and one unearned and was replaced by Sydney O’Hara who pitched 2 2/3 scoreless innings.In game two, Syracuse got behind early once again.With Jocelyn Cater in the circle, Syracuse allowed a two-run home run in the first inning and FSU never looked back.The Seminoles tacked on another two runs in the second inning to double their lead. The first run was scored after Cater allowed a double down the right field line. That runner would later come into score on a fielder’s choice to second base.Maddi Doane singled in the lone run for the Orange in the third inning, scoring Hannah Dossett.Cater pitched all six innings and moved to 6-4 on the season with the loss.Syracuse comes home for the first time all season and will play a doubleheader against Niagara (2-10) on Wednesday. Comments Facebook Twitter Google+last_img read more

Redknapp predicts Gunners slip-up and tips Spurs to reach Champions League

first_imgQPR boss Harry Redknapp believes his former club Tottenham will pip rivals Arsenal to the final Champions League place.Spurs will snatch fourth spot if they beat Sunderland on Sunday and the Gunners slip-up against Newcastle.And Redknapp has predicted that Arsene Wenger’s side will find the going tough at St James’ Park.He said: “I think Tottenham have still got a good chance. I think Arsenal have got it all on to win at Newcastle.“Tottenham will beat Sunderland and then Newcastle is not an easy place to go on the last day – 55,000 Geordies there. It’ll be a tough game.”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 Follow West London Sport on TwitterFind us on Facebooklast_img read more

Border Cave opens for visitors

first_img15 January 2004An overnight camp for hikers and archaeology enthusiasts is being built at Border Cave, a Middle Stone Age site in the Lebombo Mountains in northern KwaZulu-Natal with spectacular views over Swaziland.Already in place is an interpretive centre featuring dioramas and models that tell the story of pre-historic human existence at the cave, as well as of archaeological excavations since the 1930s.A self-catering camp consisting of two thatched rondavels (huts), built from locally quarried stone, is due to open in March. One- and two-day hiking routes in the rugged mountain landscape have been mapped out for visitors.The camp will be operated by the local Mngomezulu community, who will also guide visitors to the cave – which overlooks a 500-metre sheer drop into Swaziland – for a modest fee.The first known inhabitants of the “Elephant Coast” took residence in the Border Cave, a large overhang in the remote Ingwavuma district, some 200 000 years ago.Some of the oldest evidence setting human evolution in Africa apart from that of Europe has been found at the Cave, where anatomically modern Homo sapiens remains have been discovered and over a million stone artefacts excavated.Analysis of some of the stone tools has helped scientists to date the introduction of tools crafted into blades and points.In 1942 the Cave yielded the remains of infant, dating back about 100 000 years, buried in a grave with a shell ornament and red stain suggesting that the body had been painted – pointing to a people capable of abstract and symbolic thought who probably communicated in a fairly complex language.If concern with life after death is taken as a sign of religion, then this is also the oldest record of religion on earth.Also discovered in the cave was the Lebombo Bone, the oldest known artefact linked to the basic mathematical activity of counting. Dated to 35 000 BC, the Lebombo Bone is a small piece of baboon fibula which has been carved with 29 notches, resembling the calendar sticks still used by San people in Namibia.Animal bones found at the cave indicate that these prehistoric inhabitants lived on bushpig, warthog, zebra and buffalo.The camp and centre are a project of Amafa/Heritage KwaZulu-Natal, with financial assistance from Tourism KZN.Source: Tourism KZNlast_img read more

Blitzbokke fourth in Gold Coast Sevens

first_img14 October 2013The Springbok Sevens team finished fourth at the Gold Coast Sevens on the weekend as an extra-time, energy-sapping semi-final loss to the hosts hurt their chances of finishing third, as well as Australia’s chances of victory in the Cup final.It took two periods of extra time before the Aussies won, and that proved too much for South Africa to overcome in the third place match after they had earlier lost captain Kyle Brown to a concussion in a quarterfinal win over Wales.Australia were boosted by their win over South Africa and raced into a 12-0 lead over New Zealand in the title-decider, but the exertions of their semi-final win came back to haunt them as the Kiwis ran out 40-19 winners to lift the Cup.It was a first World Series tournament in charge for coach Neil Powell and there was plenty for him to be happy about.ExcelledThe Blitzbokke excelled on day one of the two-day event, defeating France 29- 5, Spain 38-7 and England 22-14. On day two South Africa then beat Wales 28-21 in the quarterfinals and England tested New Zealand before going down 14-5 to set up the playoff for third place.With South Africa’s energy reserves having been depleted in the semi-finals, which included two stints with players in the sin bin, England ran out 47-0 victors to finish third.Commenting on his team’s performances afterwards, coach Powell said: “The guys all showed a willingness to implement the minor tweaks we spoke about before each game. I also think they showed a lot of courage and commitment, especially against Wales and Australia.”DubaiThe next round of the HSBC Sevens World Series takes place on 29 and 30 November in Dubai. South Africa was drawn in Group D for the tournament with Samoa, Argentina and Russia.In Dubai in 2012, South Africa failed to advance to the Cup competition after a shock 10-12 loss to Portugal in pool play. The Blitzbokke went on to finish as runners-up in the plate (10th place) after a 10-14 defeat to Argentina. They’ll be looking for a much better performance than that this time around.Port ElizabethA week after the Dubai Sevens, on the weekend of 7 and 8 December, the third round of the nine-stop series, the Cell C Nelson Mandela Bay Sevens, will be played in Port Elizabeth.After a narrow loss to New Zealand in the semi-finals in Port Elizabeth last year, South Africa crushed Argentina 35-0 to finish third.Only once previously have the Blitzbokke claimed a World Series victory on home soil. That came in George in 2008 and followed a win in Dubai a week earlier. South Africa went on to be crowned the overall World Series winners.TicketsTickets are on sale for the event and are available from all Computicket, Shoprite and Checkers outlets.They may also be bought online through Computicket.last_img read more

New Food and Farm Facts Book released by AFBF

first_imgShare Facebook Twitter Google + LinkedIn Pinterest The new Food and Farm Facts book, map and pocket guide, produced by the American Farm Bureau Foundation for Agriculture, are now available.“Food and Farm Facts provides the opportunity to learn about the many ways modern farmers produce food to meet the needs of today’s consumers. I hope it also puts into perspective how blessed we are to be Americans,” said Foundation Chairman Zippy Duvall, who also serves as president of the American Farm Bureau Federation.Food and Farm Facts helps answer the questions “Where does our food come from and who grows it?” by exploring topics about agriculture in the U.S. The 32-page, full-color book features updated facts and easy-to-read infographics that can be used in a variety of ways to help increase agricultural literacy. The book would be a valuable resource in the classroom, at fairs and events, for student leadership organizations and on social media.Check out What’s Inside for a sneak peek at page titles of the book organized by section (Consumers, Modern Farmers, Trade & Economics, Environment and Production).Related Food and Farm Facts products created by the Foundation will be available in the fall. These include classroom activity cards (for grades 4-6 and 7-12) developed using national learning standards and state “common core” standards that reflect the knowledge and skills young people need for success in college and careers.Copies of Food and Farm Facts may be purchased for $4.25 each (up to 49 copies). Price breaks are available for multi-copy purchases starting at 50: 50-99 copies, $3.50 each; 100 or more copies, $2.50 each. Each copy of the book includes a color “America the Bountiful” map poster depicting top agricultural products produced in every state. A pocket guide version of Food and Farm Facts is also available (100 copies for $10) and features several popular infographics from the book. Purchase Food and Farm Facts books and related resources online at; visit the Food and Farm Facts resource page for tips on using the publication.last_img read more

ReadWriteWeb Events Guide, April 9 2011

first_imgWe’re always on the lookout for upcoming Web tech events from around world. Know of something taking place that should appear here? Want to get your event included in the calendar? Let us know in the comments below or email us. Why Tech Companies Need Simpler Terms of Servic… Related Posts Top Reasons to Go With Managed WordPress Hosting A Web Developer’s New Best Friend is the AI Wai…center_img Tags:#events#web 8 Best WordPress Hosting Solutions on the Market ReadWrite Sponsorslast_img read more